1. Acceptance of Terms

Welcome to Profina. By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, please do not use our website or services.

2. Services Provided

Profina offers business coaching, training, and consulting services. Our services are designed to provide insights and guidance for professional growth and development. The content and resources on our website are for informational purposes and do not constitute business, legal, or financial advice.

3. User Responsibilities

You agree to use our website and services only for lawful purposes and in a manner that does not infringe on the rights of, or restrict or inhibit the use and enjoyment of, this website by any third party. Prohibited activities include harassment, causing distress or inconvenience to others, or the transmission of obscene or offensive content.

4. Account Registration

Certain areas of our website may require you to create an account. You agree to provide accurate and complete information during registration and to keep your account information up to date. You are responsible for maintaining the confidentiality of your account and password, and for restricting access to your account. Profina reserves the right to terminate accounts, refuse services, or cancel orders at its discretion.

5. Intellectual Property

All content, logos, trademarks, and intellectual property displayed on the Profina website, including but not limited to text, graphics, software, and functionality, are the property of Profina or its content suppliers. Unauthorized use of this material is prohibited. You may not reproduce, distribute, or create derivative works from our content without prior written permission.

6. Payment and Refund Policy

Certain services provided by Profina may require payment. By purchasing any service, you agree to provide accurate payment information and to pay the associated fees. We reserve the right to change prices and introduce new fees at any time. Refund policies, if applicable, will be specified at the time of purchase.

7. Disclaimer of Warranties

Profina’s services and content are provided "as is" and without any warranties, express or implied. We do not guarantee the accuracy, completeness, or reliability of the information provided. You acknowledge that any reliance on such information is at your own risk. Profina disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, Profina shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the website or services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein.

9. Indemnification

You agree to indemnify, defend, and hold harmless Profina, its affiliates, and their respective officers, directors, employees, and agents from and against all claims, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or in any way connected with your use of the website, your violation of these Terms, or your infringement of any rights of another.

10. Modifications to Services and Terms

Profina reserves the right to modify, suspend, or discontinue any aspect of our services or content at any time, with or without notice. We also reserve the right to modify these Terms at any time. Any changes to the Terms will be posted on this page, and your continued use of the website following such changes constitutes acceptance of the new Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in South Africa for any disputes arising out of or relating to these Terms or your use of the website and services.

12. Termination

Profina reserves the right to terminate or suspend your access to our website and services, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, all provisions of these Terms that by their nature should survive termination shall remain in effect.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Profina
Email: [email protected].